Aioi Nissay Dowa Insurance Co., Ltd.
| Major Services | Incidental Liability Insurance Only | Services for JAF members |
|---|---|---|
| Cost of work and parts for quick repair services exceeding free services |
Self-coverage
|
Aioi Nissay Dowa covers up to 4,000 yen*1
|
| Towing and transport |
No limit*3
|
No limit*2, *3
|
| Flat battery |
○ Covered
|
○ Covered
|
| Fuel outage (gasoline / diesel) |
△ Limited usage*4
|
○ Unlimited usage
|
| Free fuel for fuel outage*5 |
Limited usage*4
|
Limited usage*4
|
| Locked out |
○ Covered
|
○ Covered
|
| Spare tire exchange for flat tire |
○ Covered*6
|
○ Covered*7
|
| Emergency repair for flat tire |
△ Partially covered
(Free of charge emergency repairs possible within 30 minutes with the built-in repair kit) |
○ Covered
|
| Attaching and detaching snow chains |
× Not covered
|
○ Covered
|
| Pulling stuck vehicles from snow or mud, etc. |
× Not covered
|
○ Covered
|
| Accidents / failures caused by natural disasters |
△ Partially covered (earthquakes, eruptions, and tsunamis not covered)
|
○ Covered
|
- *1Parts and consumables for emergency repair, limited to once per insured period. Applicable only when the help desk is notified in advance.
- *2Excluding free services for JAF members.
- *3Limited to necessary and reasonable expenses when towing services are provided by a contractor arranged by MS&AD Grand Assistance Co. Ltd., using a reasonable route and method.
- *4Once per insured period (when the insured period is longer than one year, once a year from the first day of the insured period and for itemized contracts, once per vehicle, per item). However, for fleet contracts and non-fleet multiple discount contracts, there is no limit on the number of times.
- *5Maximum 10 liters per fuel outage. Fuel supplied for fuel outage at residence parking or the equivalent will be charged.
- *6Only applies if the insured vehicle is equipped with a spare tire. Replacement is limited to one tire.
- *7Replacement of one spare tire is free of charge. Tire rental service is also available, if conditions are met. (Rental limited to one tire per vehicle.)
- *The above is an overview of services for contracts beginning in January 2025 or later. Services may differ depending on the date of contract commencement.
- *As of October 2025.
◆Note◆
When requesting help, please call your auto insurance company's contact center and tell them that you are a JAF member.
(JAF members will, in principle, be passed on to JAF with the customer’s permission.)
- Some auto insurance policies do not include road service.
- Please contact your auto insurance company with any questions about insurance policies.