JA Kyosai (National Mutual Insurance Federation of Agricultural Cooperatives)
| Major Services | Incidental Liability Insurance Only | Services for JAF members |
|---|---|---|
| Cost of parts and consumables for on-site emergency response |
Self-coverage
|
JA Kyosai covers up to 5,000 yen*2 once per insurance period*1
|
| Towing and transport |
Free of charge up to 150,000 yen*4, *5
|
Free of charge up to 150,000 yen*3, *4, *5
|
| Flat battery |
○ Covered
|
○ Covered
|
| Fuel outage (gasoline / diesel) |
△ Limited usage*7
|
○ Unlimited usage
|
| Free fuel for fuel outage*6 |
Once per insured period*8
|
Twice per insured period*8
|
| Locked out |
○ Covered
|
○ Covered
|
| Spare tire exchange for flat tire |
○ Covered
|
○ Covered
|
| Emergency repair for flat tire |
× Not covered
|
○ Covered
|
| Attaching and detaching snow chains |
× Not covered
|
○ Covered
|
| Pulling stuck vehicles from snow or mud, etc. |
○ Covered
|
○ Covered
|
| Accidents / failures caused by natural disasters |
△ Partially covered (earthquakes, eruptions, and tsunamis not covered)
|
○ Covered
|
- *1For JA Kyosai policies exceeding one year, each year starting from the first day of the insured period.
- *2Applies to Kyosai policies with a starting date of June 1, 2024 or later when the JA Kyosai Support Center is contacted in advance.
For Kyosai policies with a starting date of May 31, 2024 or earlier, JA Kyosai will cover the cost of work (excluding the cost of parts and consumables) that exceeds 30 minutes. - *3Excludes free coverage for JAF members.
- *4For Kyosai policies with a starting date of June 1, 2024 or later, the limit is the total amount including road expenses. For Kyosai policies with a starting date of May 31, 2024 or earlier, supplementary services are free of charge up to 100km, and services for JAF member services are free of charge up to 120km.
- *5The 150,000 yen limit does not apply when the JA Kyosai Support Center is contacted in advance and the JA Kyosai Support Center approves the repair shop that the vehicle is delivered to. (Applies to Kyosai policies with a starting date on or after June 1, 2024.)
- *6Maximum 10L per time. Applies only by contacting the JA Kyosai Support Center in advance. No coverage for running out of fuel at home parking lot, etc.
- *7Once per Kyosai period (for JA Kyosai policies exceeding one year, each year starting from the first day of the insured period), when the JA Kyosai Support Center is contacted in advance.
- *8For JA Kyosai policies exceeding one year, once per year starting from the first day of the insured period.
- *As of April 2025.
◆Note◆
When requesting help, please call your auto insurance company's contact center and tell them that you are a JAF member.
(JAF members will, in principle, be passed on to JAF with the customer’s permission.)
- Some auto insurance policies do not include road service.
- Please contact your auto insurance company with any questions about insurance policies.