JA Kyosai (National Mutual Insurance Federation of Agricultural Cooperatives)

Major Services	Incidental Liability Insurance Only	Services for JAF members
Cost of parts and consumables for on-site emergency response	Self-coverage	JA Kyosai covers up to 5,000 yen^2 once per insurance period^1
Towing and transport	Free of charge up to 150,000 yen^{4, 5}	Free of charge up to 150,000 yen^{3, 4, *5}
Flat battery	○ Covered	○ Covered
Fuel outage (gasoline / diesel)	△ Limited usage^*6	○ Unlimited usage
*Free fuel for fuel outage^7**	Once per insured period^*1	Twice per insured period^*1
Locked out	○ Covered	○ Covered
Spare tire exchange for flat tire	○ Covered	○ Covered
Emergency repair for flat tire	× Not covered	○ Covered
Attaching and detaching snow chains	× Not covered	○ Covered
Pulling stuck vehicles from snow or mud, etc.	○ Covered	○ Covered
Accidents / failures caused by natural disasters	△ Partially covered (earthquakes, eruptions, and tsunamis not covered)	○ Covered

*1For JA Kyosai policies exceeding one year, each year starting from the first day of the insured period.
*2Applies to when the JA Kyosai Support Center is contacted in advance.
*3Excludes free coverage for JAF members.
*4The limit is the total amount including road expenses.
*5The 150,000 yen limit does not apply when the JA Kyosai Support Center is contacted in advance and the JA Kyosai Support Center approves the repair shop that the vehicle is delivered to.
*6Once per Kyosai period (for JA Kyosai policies exceeding one year, each year starting from the first day of the insured period), when the JA Kyosai Support Center is contacted in advance.
*7Maximum 10L per time. Applies only by contacting the JA Kyosai Support Center in advance. No coverage for running out of fuel at home parking lot, etc.
*As of October 2026.

◆Note◆

When requesting help, please call your auto insurance company's contact center and tell them that you are a JAF member.

(JAF members will, in principle, be passed on to JAF with the customer’s permission.)

Some auto insurance policies do not include road service.
Please contact your auto insurance company with any questions about insurance policies.