Nisshin Fire & Marine Insurance Co., Ltd.

Major Services	Incidental Liability Insurance Only	Services for JAF members
Cost of work and parts exceeding free services	Self-coverage	Nisshin Fire & Marine covers up to 5,000 yen^*1
Towing and transport	Up to 150,000 yen^{2, 3}	Up to 150,000 yen^{2, 3, *4}
Flat battery	○ Covered	○ Covered
Fuel outage (gasoline / diesel)	△ Limited usage^*5	○ No limit on times or places of usage
Free fuel for fuel outage^*6	△ Limited usage^*5	Compliant to provisions under incidental liability insurance.
Locked out	○ Covered	○ Covered
Spare tire exchange for flat tire	○ Covered	○ Covered
Emergency repair for flat tire	× Not covered	○ Covered
Attaching and detaching snow chains	× Not covered	○ Covered
Pulling stuck vehicles from snow or mud, etc.	○ Covered^*7	○ Covered
Accidents / failures caused by natural disasters	△ Partially covered (earthquakes, eruptions, and tsunamis not covered)	○ Covered

*1Excluding fuel costs.
*2Up to 500,000 yen for policies commencing on or before December 31, 2024.
*3No limit when Nisshin Fire & Marine Insurance Co., Ltd is contacted in advance and the repair is performed by a contractor arranged by Nisshin Fire & Marine. (Applies to contracts beginning on or after January 1, 2025.)
*4Excluding free services for JAF members.
*5Expressway/toll-roads, ordinary roads. Once each per insured period.
*6Maximum 10 liters per fuel outage.
*7On the road.
*Effective from the start of insurance on or after January 1, 2019.
*As of April 2025.

◆Note◆

When requesting help, please call your auto insurance company's contact center and tell them that you are a JAF member.

(JAF members will, in principle, be passed on to JAF with the customer’s permission.)

Some auto insurance policies do not include road service.
Please contact your auto insurance company with any questions about insurance policies.