National Federation of Motor Insurance Cooperatives

Hokkaido Motor Insurance Cooperative / Tohoku Motor Insurance Cooperative / Kanto Motor Insurance Cooperative / Chubu Motor Insurance Cooperative / Nishi-Nihon Motor Insurance Cooperative

Major Services Incidental Liability Insurance Only JAF + Incidental Liability Insurance
Cost of parts and consumables
Self-coverage
The Cooperatives covers up to 7,000 yen*1
Towing and transport
Free of charge up to 150,000 yen*3
Free of charge up to 150,000 yen*2, *3
Flat battery
△ Limited usage*4
○ Unlimited usage
Fuel outage (gasoline / diesel)
△ Limited usage*4, *5
○ Unlimited usage
Free fuel for fuel outage*4
Once per mutual aid insured period*5
Twice per mutual aid insured period*5
Locked out
Covered
Covered
Spare tire exchange for flat tire
Covered
Covered
Emergency repair for flat tire
Not covered
(Applicable to emergency repair using repair kit attached to the vehicle.)
○ Covered
Attaching and detaching snow chains
Not covered
○ Covered
Pulling stuck vehicles from snow or mud, etc.
△ Partially covered*5, *7
○ Covered
Accidents / failures caused by natural disasters
△ Partially covered
(earthquakes, eruptions, and tsunamis not covered)
○ Covered
  • *1Parts and consumables for emergency repair, limited to once per mutual aid insured period. Applicable only when the help desk is notified in advance.
  • *2Excluding free services for JAF members.
  • *3Maximum is the total of tow truck costs and emergency rescue costs combined. Covered up to 1,000,000yen for some type of vehicle such as large-size vehicle when having a special contract.
  • *4Up to three times for flat battery and once for fuel outage per mutual aid insured period.
  • *5Applicable only when help desk is notified in advance.
  • *6Up to 10L at a time (up to 20L for some models of large vehicles, etc. due to special contracts.) Not covered for fuel outage at home parking lots or the equivalent.
  • *7Covered pulling stuck vehicles from snow when using winter tire or tire chain.

◆Note◆

When requesting help, please call your auto insurance company’s contact center.

(JAF members will, in principle, be passed on to JAF with the customer’s permission.)

  • Some auto insurance policies do not include road service.
  • Please contact your auto insurance company with any questions about insurance policies.

JAF vs Insurance