National Federation of Motor Insurance Cooperatives
Hokkaido Motor Insurance Cooperative / Tohoku Motor Insurance Cooperative / Kanto Motor Insurance Cooperative / Chubu Motor Insurance Cooperative / Nishi-Nihon Motor Insurance Cooperative
| Major Services | Incidental Liability Insurance Only | Services for JAF members |
|---|---|---|
| Cost of parts and consumables |
Self-coverage
|
The Cooperatives covers up to 7,000 yen*1
|
| Towing and transport |
Free of charge up to 150,000 yen*3
|
Free of charge up to 150,000 yen*2, *3
|
| Flat battery |
△ Limited usage*4
|
○ Unlimited usage
|
| Fuel outage (gasoline / diesel) |
△ Limited usage*5
|
○ Unlimited usage
|
| Free fuel for fuel outage |
Once per mutual aid insured period*6
|
Twice per mutual aid insured period*6
|
| Locked out |
○ Covered
|
○ Covered
|
| Spare tire exchange for flat tire |
○ Covered
|
○ Covered
|
| Emergency repair for flat tire |
× Not covered
(Applicable to emergency repair using repair kit attached to the vehicle.) |
○ Covered
|
| Attaching and detaching snow chains |
× Not covered
|
○ Covered
|
| Pulling stuck vehicles from snow or mud, etc. |
△ Partially covered*7
|
○ Covered
|
| Accidents / failures caused by natural disasters |
△ Partially covered
(earthquakes, eruptions, and tsunamis not covered) |
○ Covered
|
- *1Parts and consumables for emergency repair, limited to once per mutual aid insured period. Applicable only when the help desk is notified in advance.
- *2Excluding free services for JAF members.
- *3Maximum is the total of tow truck costs and emergency rescue costs combined. Covered up to 1,000,000yen for some type of vehicle such as large-size vehicle when having a special contract.
- *4Limited three times per mutual aid insured period.
- *5Limited to once per mutual aid insured period. Applicable only when the help desk is notified by phone in advance.
- *6"Up to 10L a time (up to 20L for some large vehicles due to special contracts). Applicable only when the help desk is notified by phone in advance. Fuel outages at home parking lots or those deemed to be the equivalent are not covered.
- *7Covered pulling stuck vehicles from snow when using winter tire or tire chain. Applicable only when the help desk is notified by phone in advance.
- *As of April 2025.
◆Note◆
When requesting help, please call your auto insurance company's contact center and tell them that you are a JAF member.
(JAF members will, in principle, be passed on to JAF with the customer’s permission.)
- Some auto insurance policies do not include road service.
- Please contact your auto insurance company with any questions about insurance policies.