National Federation of Fire Insurance Co-operatives for Small Business (Nikkaren)
Major Services | Incidental Liability Insurance Only | JAF + Incidental Liability Insurance |
---|---|---|
Cost of parts and consumables |
Self-pay
|
Nikkaren will cover up to 7,000 yen of the cost. *1
|
Towing and transport |
Free of charge up to 150,000 yen.*3
|
Free of charge up to 150,000 yen. *2*3
|
Flat battery |
〇 Covered
|
○ Unlimited usage
|
Fuel outage (gasoline / diesel) |
△ Limited usage*4
|
○ Unlimited usage
|
Free refueling for fuel outage *5 |
Once per insured period
|
Twice per insured period
|
Keys locked in car |
〇 Covered
|
〇 Covered
|
Replacing flat tire with spare tire |
〇 Covered
|
〇 Covered
|
Emergency repair for flat tire |
× Not covered (except emergency repair using on-board toolkit)
|
○ Covered
|
Attaching / detaching snow chains |
× Not covered
|
○ Covered
|
Pulling stuck vehicles from snow or mud, etc. |
△ Partially covered*6
|
○ Covered
|
Accidents / failures caused by natural disasters |
△ Partially covered (earthquakes, irruptions, and tsunamis not covered)
|
○ Covered
|
- *1The cost of parts and consumable for emergencies is only covered once per insured fiscal year. Covered only by calling the help desk in advance.
- *2Excludes range of free coverage for JAF members.
- *3The limit is the total cost of towing and emergency repair. Free coverage of up to one million yen for some types of vehicles such as large vehicles, with a special policy.
- *4Limited to once per co-operatives insured fiscal year only. Covered only by calling the help desk in advance.
- *5Up to 10 liters at a time. Up to 20 liters for some types of vehicles such as large vehicles, with a special policy. Covered only by calling the help desk in advance.
Does not cover fuel outages at home or other parking locations deemed equivalent. - *6For snow-covered roads only, and applies only to cars using studless tires or snow chains. Covered only by calling the help desk in advance.
◆Notice◆
When requesting assistance , please contact your mutual insurance co-operative call center.
(JAF members will be transferred to JAF with the customer’s consent.)
- Some mutual insurance co-operative policies do not cover road service.
- Please contact your mutual insurance co-operative for details about your policy.